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Regardless of the number of owners and homes that will be in the faction and the shared ownership agreement was created by a seller/developer or by the fractions themselves, it is useful to define certain mandatory obligations, the things the group must do, unless all owners accept something else. These obligations should include the payment of recurring operating costs and the maintenance of the building in good condition. The introduction of mandatory bonds prevents a single owner (in a group of only two owners) or the majority of owners (in a group of three or more owners) from taking measures that jeopardize group investment. Yes and no. As it is still not a widespread financial product, you should look for banks that offer mortgages for fractions, as it is probably not possible for regional or smaller banks to have the systems to offer such credit. But they`re out there. My two brothers bought my dead mothers at home. This is not a common rent. My only brother died without will.
The house goes to the other brother? My fiancé owns a cabin in Wisconsin with three of his parents. They inherited it from their parents. You do not have formal ownership agreements, and I have not seen the crime. I have no interest in owning the cabin and I do not feel comfortable without marrying a legal document that identifies the owner of the cabin. I don`t want any personal risk or liability for the cabin. I see no way to protect myself if I get married and the owners are not ready to have legal arrangements on the cabin. They all agree now, but I am concerned about how that might change after the death of one of the owners. Also, if one of the owner`s children causes damage or accidents.
Who`s responsible? Am my name my fortune? The first step is to review and advise the most appropriate structure for shared ownership. If you consider more than say 2 or 3 couples or partners, it may be better to keep the property in a company as a trustee of a trust unit.